Spanish Moss Premium Finance and Have Teamed-up to Offer You
the Best Auto Policies at Competitive Rates with Flexible Payment Terms

PCI Compliant / SSL

Our site is created and monitored through 3 separate levels of cyber security technologies, ensuring the integrity and confidentiality of your data.

Always Available

We're at your service 24 hours a day, 7 days a week to help you choose the loan payment terms and conditions that best fit your budget.


Our online insurance partner - - continuously scours the web for the market's best rates. Select a policy, and we'll take it from there.

Our Commitment to You

At Spanish Moss Premium Finance, our mission is to make your insurance affordable. While most companies demand large down payments - some up to 50% of the premium - we'll finance the total price of your premium over the life of the policy. More than 75% of our customers are approved online in just minutes. So it's no surprise that the vast majority keep coming back to finance their policies. And we're really glad they do!

Approved Loans

Returning Customers

What Our Customers are Saying

We really care about our customers. No where else on the Web will you find a larger selection of policies to choose from, and then pay for that policy under terms that best fit your budget.

This is an awesome online service. I chose my policy on, hit the "Finance Me" button, and in just minutes I was paying for my policy with terms I can afford. I've never seen anything like it before!

Karen Anderssen

Legal Assistant

About Us

Spanish Moss Premium Finance Company is a duly authorized Premium Lender by the State of South Carolina Insurance Commission. We enjoy an exclusive partnership with, the Internet's first online auto insurance platform where you can browse and purchase policies from a variety of insurance companies anywhere in the United States. Spanish Moss is fully integrated with as a payment alternative for your insurance premiums.

  • Spanish Moss Premium Finance Company
  • P.O. Box 23992
  • Hilton Head Island
  • 29925 South Carolina USA